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This is a rewards cards with lots of flexibility. It starts off by earning you 2 points for each dollar spent on travel and dining out, and 1 point per dollar on all other purchases. That’s followed up by a 50,000 point bonus after spending $4,000 in the 3 months – equal to $625 in travel rewards or $500 cash back

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The best part is that you can transfer your points 1:1 to many frequent travel programs with no transfer fees, including United MileagePlus, Southwest Rapid Rewards, Hyatt Gold Passport and Marriot Rewards. That means 1,000 points are equal to 1,000 partner miles/points, straightforward and simple. This feature is likely to appeal to road warriors who are members of various partner programs, as users aren’t limited to spending their points via Chase’s rewards program. There is a $95 annual fee, but it is waived the first year

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Both small and large businesses should seriously consider this cash back business card with a 0% intro APR. First off, you’ll earn a $200 bonus after spending $3,000 in the first 3 months. The ongoing cash back rewards are great too – 5% back on office supplies, cable, internet and telecom services (on up to $25K in combined purchases annually), 2% back on gas and restaurants (on up to $25 in combined purchases each year), and 1% back on everything else. There are no cash back limits and no annual fee.

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Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuers’ Affiliate Program..

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why would anyone care about APR when they have good credit? if you have good credit, that means you are paying your bills on time, so APR should be the last thing you are concern about. Btw, AMEX Bluecash preferred is an amazing credit card.

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Free yourselves brothers and sisters. The borrower is servant to the lender. Budget your money and pay yourself as our ancestors did. It is such a liberating feeling to live without any debt.

Tel: 010 020 0340
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I have not had a credit card for almost 20 years. I did have an Amex card which had to be paid off every month. Now, I have two debit cards from different banks (complicated story). They cost me nothing and I only buy what I can afford that very day